Retirement and Education Accounts

IRA Accounts
We offer Retirement Savings Accounts and Certificates (these include Traditional IRA, Roth IRA, and SEP) that may allow you to take advantage of tax deductions, plus defer or eliminate taxes on dividend earnings. Record keeping is maintained at NO COST and IRA accounts are insured by NCUA separately from your other savings accounts up to a total of $250,000.

Education Accounts
We offer Coverdell Education Savings Accounts and Certificates that may allow you to take advantage of tax deductions, plus defer or eliminate taxes on dividend earnings. Record keeping is maintained at NO COST and Coverdell Education accounts are insured by NCUA up to a total of $100,000.