Rates

Effective June 30, 2025

Vehicle Loans

Visit CFFCU first and let us pre-qualify you for a vehicle loan.

A one-year, $1,000 loan with an APR of 7% would require 12 monthly payments of $87.

All rates quoted as an annual percentage rate (APR). Including discounts, rate floor is 4.75% APR*.

Autos

APR* TERM
As low as 4.75% for new Other rates up to 84 months
As low as 4.75% for used Other rates up to 84 months

Motorcycle

APR* TERM
As low as 8.00% for 36 months Other rates up to 84 months

Recreational Vehicle

APR* TERM
As low as 8.50% for 36 months Other rates up to 84 months

Real Estate Loans

Contact a loan officer at (316) 264-9163 for information.

Signature Loan

APR* TERM
As Low As 11.00% Up to 12 months (Other rates up to 60 months)

Visa® Credit Card

Interest Rates
9.90% APR*
13.80% APR*
15.96% APR*
18% APR*

Savings Secured Loan

APR* TERM
Savings rate plus 4.0% APR*. Subject to a variable rate. Up to 120 months

Certificate Secured Loan

APR* TERM
Certificate rate plus 4.0% APR*. Subject to a variable rate. Up to 120 months

Credit Builder Loan

APR* TERM
Certificate rate plus 5.0% APR*. 6 to 60 months available

Each loan or VISA request is reviewed on individual qualifications, which may increase the published rate. Credit Life Insurance and Credit Disability Insurance are available on Member Loans and VISA.