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Home Loans

When you need to borrow money, it always pays to check with the Credit Union first. We have a variety of low interest loan options, flexible repayment terms and a hassle-free loan process.

Purchase money, 1st mortgage refinance, 2nd mortgage fixed rate home equity and a variable rate home equity line of credit is available for bill consolidation, home improvement, etc.

Through CFFCU's partnership with a credit union service organization, first mortgage 40 year purchase programs are availabe (other terms available).

  • Centennial Lending is credit union owned and operated
  • Loan decisions are made locally by experienced loan officers
  • Loans are serviced by Centennial Lending
  • Partnership allows CFFCU to offer loans at competitive rates and terms

Applications available for download:

Membership Application
Mortgage Application

Available Links:

Centennial Lending
Consumer Handbook on Adjustable-Rate Mortgages
Mortgage / Rate Calculator
Mortgage Rates