VISA Credit Cards

Use your VISA credit card at millions of locations. CFFCU's low-interest VISA offers the savings and features you want in a credit card. Perfect for shopping, travel and emergencies.

9.9% fixed APR* Prime Card ScoreCard® Travel and Merchandise Rewards - www.scorecardrewards.com Make payments at the Credit Union NO annual or balance transfer fees 25-day grace period on purchases Online secure account access Classic, Basic and Secured programs available Travel insurance and Member Benefit Package *Some restrictions apply.

Annual Percentage Rate (APR) for Purchases	VISA Prime 9.90%-18.00%* VISA Classic 13.80%-18.00%* VISA Basic 15.96%-18.00%*
Other APRs	Cash Advance APR* VISA Prime........9.90%-18.00%* VISA Classic......9.90%-18.00%* VISA Basic.........15.96%-18.00%* Balance Transfer APR* VISA Prime........9.90%-18.00%* VISA Classic......9.90%-18.00%* VISA Basic.........15.96%-18.00%* Penalty APR* VISA Prime........13.80%-15.96%-18.00%1 VISA Classic......13.80%-15.96%-18.00%1 VISA Basic.........18.00%2
Grace Period for Purchases	25 Days
Method of Computing the Balance for Purchases	Average Daily Balance (Including new purchases)
Annual Fee	None
Minimum Finance Charge	$.50
International Transaction Fee..................................1%** Late Payment Fee...................................................5%3 Over-the-Credit Limit Fee.......................................$15.00 Cash Advance Fee..................................................3%4 * The ANNUAL PERCENTAGE RATE is based on certain credit worthiness criteria. ** Of converted transaction amount. 1 When you are more than ten (10) days delinquent, more than thirty (30) days delinquent or more than sixty (60) days delinquent. 2 When you are more than thirty (30) days delinquent. 3 Of Late Payment / $25.00 minimum 4 $3.00 minimum / $30.00 maximum (excludes balance transfers)

The information about the costs for the card described in this application is accurate as of 7/2005. This information may have changed after that date. To find out what may have changed, contact Catholic Family Federal Credit Union at (316) 264-9163.

Cardholder Travel Information

Debit and credit card fraud continues to increase at an alarming pace. Catholic Family Federal Credit Union takes extensive measures to minimize and prevent fraud. However, there are precautionary measures that cardholders should take, as well.

Important Traveling Tips

• Notify the Credit Union of extensive domestic and/or international travels
• Inquire about potential international fraud blocks*
• Test your card to confirm that you have the valid PIN
• Verify that your card will not expire while traveling
• Carry alternative payment methods (i.e. traveler's cheques, additional debit/credit cards)
• Do not pack all payment methods together (i.e. one in a suitcase, another in a purse or wallet)
• Remain observant for pick pockets
• Photocopy all cards and/or traveler's checks, front and back, and keep copies on hand
• Keep the Credit Union's contact number, (800) 264-9163, on hand. It can be dialed internationally by first including the country code.

Current Blocks
Cypress	No transactions allowed.
Norway	No transactions allowed.

EZCardInfo

EZCardInfo is now available for CFFCU Visa Credit Card holders. You can access your account wherever and whenever it is most convenient for you! Make payments, view statements and set up "self-service" features.

EZCardInfo can be used for report building to categorize your expenses or e-mail alerts that can notify you about the balance, credit limit or even personal occasions! Contact the Credit Union for all the details or click above to start using eZCardInfo for all your on-line account services!

Available Links:

EZ Card Info
Verified by VISA
Membership Application
Visa Application